Confidential

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Possible Answers: SECRET.

Last seen on: LA Times Crossword 30 May 19, Thursday

Random information on the term “Confidential”:

Banking secrecy, alternately known as financial privacy, banking discretion, or bank safety, is a conditional agreement between a bank and its clients that all foregoing activities remain secure, confidential, and private. While some banking institutions voluntarily impose banking secrecy institutionally, others operate in regions where the practice is legally mandated and protected (e.g. off-shore financial centers). Almost all banking secrecy standards prohibit the disclosure of client information to third parties without consent or an accepted criminal complaint. Additional privacy is provided to select clients via numbered bank accounts or underground bank vaults. Most often associated with banking in Switzerland, banking secrecy is prevalent in Luxembourg, Monaco, Hong Kong, Singapore, Ireland, Lebanon and the Cayman Islands, among other off-shore banking institutions.


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Otherwise known as bank–client confidentiality or banker–client privilege, the practice was started by Italian merchants during the 1600s near Northern Italy (a region that would become the Italian-speaking region of Switzerland). Geneva bankers established secrecy socially and through civil law in the French-speaking region during the 1700s. Swiss banking secrecy was first codified with the Banking Act of 1934, thus making it a crime to disclose client information to third parties without their consent. The law, coupled with a stable Swiss currency and international neutrality, prompted large capital flight to private Swiss accounts. During the 1940s, numbered bank accounts were introduced creating an enduring principle of bank secrecy that continues to be considered one of the main aspects of private banking globally. Advances in financial cryptography (via public-key cryptography) could make it possible to use anonymous electronic money and anonymous digital bearer certificates for financial privacy and anonymous Internet banking, given enabling institutions and secure computer systems.

Confidential on Wikipedia

Random information on the term “SECRET”:

Karlo (formerly, Secret) is an unincorporated community in Lassen County, California, United States. It is located on the Southern Pacific Railroad in the Secret Valley 20 miles (32 km) east-northeast of Susanville, at an elevation of 4432 feet (1351 m).

The Secret post office opened in 1892, closed in 1895, reopened in 1896, changed its name to Karlo in 1911, and closed for good in 1934. The name Karlo honors Frank De Carlow, who settled nearby in 1886.

SECRET on Wikipedia